Flexible Business Finance

Epos Now Capital is a new financing solution that provides SMEs with up to £300K in funding to drive business growth, marketing investment and cash flow management.

No hidden fees, no fixed monthly payments - just instant access to business cash advances, repaid only when your customers pay you. Check your eligibility below.

Get a Quote 

Or call: 0330 178 4093

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This won’t affect your credit score.*

Business Finance In 4 Easy Steps

Epos Now Capital will work with you to understand your business needs and provide a personalised finance offer without impacting your credit score.

Once agreed and approved, you’ll receive the funds to invest in your business.

Payments are taken automatically as a small percentage of your card transactions, meaning you pay back as your customers pay you.

You can remain focused on your business, knowing funding is sorted.
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Why Epos Now Capital?

  • Financing available from £2,500 - £300,000
  • Money in your account in less than 48 hours
  • Payments mirror your cash flow
  • One agreed cost that never changes
  • Simple and easy to understand approval process

Get a Quote

About Epos Now Capital

Epos Now Capital provides SMEs with business cash advances, up to £300,000.

With no business plan required, our cash advances can be used for expansion, marketing investment, stock purchasing, cash flow management, or simply to overcome unexpected business interruptions. 

Get a Quote

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What our customers have to say

I just couldn’t fault it. The extra funding meant we could flip the shop over and refit it entirely – whilst only paying it off as our customers paid us.” 

Bobby Gordon, Fella Barbers

“Whenever we need to refinance it’s quick, it’s simple, it’s easy. It’s all taken care of online and the cash transfer is quick. We personally don’t feel the payments at all.” 

Wayne Briscoe, Diva Pets 

Terms & Conditions

The Epos Now Capital product is provided by Liberis Ltd. Eligibility criteria and terms and conditions apply. Epos Now Capital is not a Financial Conduct Authority regulated product, it is provided by Liberis Ltd and Epos will receive a commission. Amounts and pricing may be subject to change, depending on your credit profile at enquiry. Offers for Epos Now Capital are subject to an underwriting process before any offer can be made as well as credit and other checks. Liberis reserves the right to withdraw any offer in the event of the applicant or its officers being linked to records of insolvency proceedings, or in the light of other credit information.

You will be expected to operate your business in a way that ensures Liberis receives a minimum monthly amount of 3% of the total amount owed to Liberis. If you close your business or cease trading for more than 7 days, you must notify Liberis.

Your credit score is not affected by applying for a BCA (Business Cash Advance). Taking out a BCA may affect your credit score, and any decision to take out a BCA shall be solely at your own risk.

As of February 2021, 86% of customers received funding within 2 working days of successful application.

Liberis Finance (a brand name of Liberis Limited) is supported by British Business Bank Investments, the commercial arm of the British Business Bank, a development bank wholly owned by the UK Government. Neither British Business Bank Investments Ltd nor British Business Bank plc are authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA).


You will be expected to operate your business in a way that ensures Liberis receives a minimum amount each month. If you close your business or cease trading for any period of time greater than 7 days and do not notify Liberis, then you may be contacted by their Collections Team so you must let them know in advance and they can discuss your options

†Liberis are supported by British Business Bank Investments, the commercial arm of the British Business Bank, a development bank wholly owned by the UK Government. Neither British Business Bank Investments Ltd nor British Business Bank plc are authorised or regulated by the Prudential Regulation Authority (PRA) or the Financial Conduct Authority (FCA)  

 

††Any preliminary approval will be based on the information about your business that is available at the time. You will get a final decision after submitting an actual application. All advances are subject to credit and other checks.