Payment processing made simple for your business

Take payments with our integrated payment processing solution with no hidden transaction fees - anytime, anywhere!

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Payments designed for simplicity and speed

Our service seamlessly integrates into your retail or hospitality point-of-sale system.

Get everything from a single portal, all managed by one payment provider. 

  • Offer customers their preferred payment option and accept Visa and Mastercard transactions at a fixed rate**

  • Process payments quickly and efficiently with Epos Now Payments

  • Create and enhance your experience with our wide range of partners in the AppStore

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Choose a payment device that fits your business


Portable card machine with real-time reports and integrated POS system. Fully PCI compliant. 


Stationary device with fast payments, and real-time reports using Epos Now POS software. 


Light, portable, and pocket-sized device, perfect for small businesses. Real-time reports available Using Epos Now POS software.

Satisfy more customers with fast, secure payment methods

Chip and pin

Chip and pin payments reduce fraud by adding a layer of security to transactions.


Offer a faster, more convenient checkout process when customers pay with contactless.

Remote payments

Card not present? No problem. Securely accept remote payments via link

Leverage powerful payment reports to learn more about your business

As a small business owner, you need a 360-view of your business to make informed decisions. With merchant accounts reporting, you can:

  • Access detailed payment reports and track all transactions at the touch of a button.

  • Get a full overview of your cash flow and simplify bookkeeping with automated reports, saving you precious time, eliminating human error and avoiding costly mistakes.

  • Get real-time insights to help you make decisions about inventory, finances, how much staff get paid, and more.

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No hidden processing fees or complicated setups

We believe in complete transparency which is why there are no hidden fees or long-term contracts with Epos Now Payments.

  • Apply for payments via your Epos Now account, complete the security checks, and you're ready to take payments.

  • Pay one low, flat rate for Visa and Mastercard**, making it easy to budget for your payment processing service costs.

  • No need for a separate merchant account or payment gateway – we provide everything you need to take any payment method quickly and easily.

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The payment processing you need to grow your business

Accept payments anywhere, anytime. With multiple connectivity options, fixed and portable card readers, and all-in-one handheld systems. 

  • The Link card reader will satisfy your need for a secure connection and almost instant payments. With ethernet connectivity, there's no need to charge or worry about an outage.

  • Go wireless with our all-in-one Pro+ POS and payment processor, a WiFi-enabled seamless card payments solution that gives you full, portable access to your entire Epos Now POS system.

  • The Air is a WiFi-enabled handheld card machine that's small and light enough to fit into your pocket. Perfect for space-conscious businesses looking for a portable payment device.

Accept all major payment types including credit or debit card, digital wallet payments, and contactless payments. Our card machines are EMV compliant and support Apple Pay and Google Pay.

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Pair your card terminals with new Epos Now POS accessories

Make payments a breeze with these NEW, indispensable Epos Now accessories for your Air, Pro+, or Link devices. 

  • Charge your mobile device with the Pro+ Charging Dock. Free your staff from the counter and increase their productivity.

  • Protect your card machine from damage and theft with the Epos Now Terminal Stand. Mount your Link card terminal for a perfect payment experience.

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A single service team with global reach

Payment processing is made easy by unrivalled support from our team. Whether you're calling about debit card payments, credit card payments, connectivity, or reporting, we provide you with the assistance you need.

  • No more calling third parties, we'll take care of it all.

  • Unrivalled support for your business when you need it

  • Global 24/7 telephone and email support is available whenever you need it, with multilingual teams on hand to offer assistance in your language.

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Guaranteed payment security to provide you peace of mind

Our payment processor is used by thousands of retail and hospitality businesses across the globe. With over 10 years of experience in cloud-based POS software and integrated payment solutions, we've plenty of experience in providing businesses with payment processors they can rely on. Our award winning, trusted payment solutions can help your business to save time and money.

All Epos Now Payments terminals are PCI compliant through our innovative encryption technology. This guarantees the safety and protection of you and your customers at all times. With proven reliability, we're ready to help you serve your customers when you are.

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Want to know more about our payment processing services?

What are the steps in payment processing?

Payment processing comes down to three steps: authorisation, authentication, and settlement.

Why use payment processing?

When you use an efficient payment solution like Epos Now Payments, your business will run smoother, and your cash flow will increase. Everything from transaction times to payouts will also be overall faster.

How does online payment processing work?

Payment processing is essentially a series of communications and authorisations between banks and your business. In online sales, this process is no different. Customer information is collected, transmitted, authorised, and finally the payment is accepted, even with global payments from your most remote customers.

How long does payment processing take?

Depending on your payment providers and bank, it can take up to three days for a payout to reach a merchant's account. At Epos Now, our customers get next-day payouts completely with a small optional additional charge for same-day payouts.

How do payouts and fees work for Epos Now Payments?
All transactions are collected at the end of the day and are paid out on the next day, excluding weekends and bank holidays.
Want your payouts quicker?  Unlock fast access to your payouts and upgrade to Epos Now Payments same-day payouts. Depending on your bank, same-day payouts can include weekends and bank holidays and you can set a cut-off time of your choice. Talk to our sales team for more information.
We have no hidden fees, but additional hardware fees apply - talk to us about options to support your business.
Charges per transaction:
  • Card payments = 1.7%*
  • Customer refunds = free!
*We offer custom pricing options for larger businesses. Please get in touch for a personalised quote. 
How do payouts work?

All transactions are collected at the end of the day and are paid out on the next day, excluding weekends and bank holidays.

Want your payouts quicker? Unlock fast access to your payouts and upgrade to Epos Now Payments same-day payouts. Depending on your bank, same-day payouts can include weekends and bank holidays and you can set a cut-off time of your choice. Talk to our sales team for more information.

What credit cards and banks are accepted?

All major credit and debit cards are accepted. This includes Visa, MasterCard, American Express, Discover, JCB, and UnionPay. Payments can be made via eWallets for the same rate, including Apple Pay, Google Pay and Samsung Pay.

What types of financial reports are available?

Use your Back Office portal to view all transactions in a single place including individual transactions, insights and payouts. Check when payments are processed, and when the funds will reach your bank account. Access everything in one place and manage your cash flow easily. 

Integrate with common accounting platforms via our Epos Now AppStore to speed up your financial reporting.

Ready to get started?

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