Epos Now Secures £90m to Accelerate Global Growth — Here’s What It Means for Our Merchants
We’ve got some big news. Epos Now has secured a £90 million funding package from HSBC UK — and while that’s a significant milestone for the business, the most important part of this story isn’t the number. It’s what it means for the 100,000+ merchants who trust us to help run their businesses every day.
What’s the funding?
The £90m package from HSBC UK comprises a £55 million committed Revolving Credit Facility (RCF) and a £35 million accordion facility. In plain terms: it gives Epos Now the financial firepower to move quickly on new opportunities, expand into new markets, and continue investing in the technology our merchants rely on.
This announcement also builds on Epos Now’s invitation to join the UK’s Unicorn Council in late 2024 — an exclusive group recognising privately held British businesses valued at over £1 billion. It’s a mark of how far we’ve come, and a sign of the ambition that still lies ahead.
“This refinancing marks an important milestone for Epos Now and gives us the flexibility to accelerate our international growth strategy. With HSBC UK’s support, we are well-positioned to invest further in innovation, expand into new markets and continue delivering affordable, reliable technology solutions to businesses around the world.”
— Jacyn Heavens, Founder & CEO, Epos Now
What does this mean for merchants?
At Epos Now, our mission has always been the same: give every business — regardless of size or location — access to world-class technology. This funding accelerates that mission in three key ways.
1. Global expansion, more merchants served
With this investment, Epos Now will accelerate its presence globally. That means more local support, more relevant features, and more merchants in more markets getting the tools they need to grow. Whether you’re a café owner in Norwich or a retailer setting up in New York, we’re building a platform that works for you.
2. Deeper investment in AI-powered tools
We’re doubling down on our AI-powered business management suite. This means smarter reporting, better insights, and tools that help you make faster, more confident decisions — whether that’s managing stock, understanding customer behaviour, or spotting trends before they happen.
3. Continued commitment to affordability
Enterprise-grade technology shouldn’t come with an enterprise price tag. A core part of our mission is ensuring that independent businesses and growing operators can access the same powerful tools as the big players. This funding strengthens our ability to deliver on that promise.
A word from HSBC UK
“Achieving unicorn status is a significant milestone, and we’re proud to support Epos Now at this important stage of its growth journey as it accelerates its expansion into new markets.”
— James Cundy, Managing Director and Head of Corporate & Leveraged Finance, HSBC UK
The bigger picture
Epos Now was founded in the UK with a simple belief: that small and independent businesses deserve the same quality of technology as anyone else. Over a decade later, that belief hasn’t changed — it’s just grown in scale.
Today, we support over 100,000 merchants worldwide across retail and hospitality, delivering integrated solutions for payments, point-of-sale, capital, and business management. Joining the UK’s Unicorn Council — reserved for privately held businesses valued at over £1 billion — reflects the trust merchants have placed in us, and the responsibility that comes with it.
We didn’t get here by chasing big contracts. We got here one merchant at a time.
Find out more
To read the full announcement, visit our press page or get in touch to find out how Epos Now can help your business grow.
About Epos Now: A member of the UK’s Unicorn Council and valued at over £1 billion, Epos Now supports over 100,000 merchants worldwide, delivering integrated solutions across payments, point-of-sale, capital and business management software.
