Perfect merchant services for your business

Payment processing doesn't need to be a headache. Epos Now Payments is an all-in-one payment solution with no hidden costs and transparent transaction rates.

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Payments built for merchant services

Smooth trading

Save up to £150 of missed revenue a month thanks to pain-free transactions

Fast sales

Eliminate key-in transactions and save 4.5 hours a month with automatic reporting

Clear fees

Epos Now Payments accepts payments quickly and securely, with no hidden fees.**

Easy and effective payment processing services

As a merchant service provider, we know how to keep our customers happy. Our payment gateways provide your merchant account with simple industry-specific solutions.

  • Accept card payments, contactless payments, and Apple Pay and Google Pay. Plus, access online merchant services for effective ecommerce

  • Transparent transaction fees mean you'll only ever pay one flat rate for Visa and Mastercard card transactions

  • Speedy transactions keep your lines moving and ensure swift service

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Epos Now Payments | Why Epos Now Payments?

No hidden fees in your merchant payment solutions

As part of our merchant services, we make our payment processing terms and prices as clear as possible. Thanks to this policy, you'll never pay hidden fees or surprise recurring payments.

Enjoy fixed rates for card transactions, and accept all cards, including American Express, making it easy to budget for your payment processing service cost.**

We offer merchant services that make things simple for your business, fully integrating Payments as a first-party service. Access the service straight from your existing system without needing extra till systems and card machines.

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Simple financial management with our POS software integrations

It can take a lot of work to manually track the financial needs of your business. Epos Now Payments creates in-depth business reports as you trade so you can stay on top of everything.

Say goodbye to confusing systems that use multiple payment gateways. Payments let you control your full financial outlook from one system.

A well-informed merchant is a successful merchant. Leverage Epos Now's powerful business reports using real-time data analysis to drive your profits and offer a better service to your customers.

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Payment processing services compliant with PCI safety standards

At Epos Now, the safety of our payment gateway and merchant accounts is paramount. When you use Epos Now Payments, you can rest assured you're in safe hands with our secure solutions.

  • We ensure PCI compliance using sophisticated security software

  • Our specialised Payments help team are on hand for any customer support

  • Talk to a real person 24/7 or use a text-based live chat between 9 am - 7 pm GMT

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Equip your business with the latest point of sale technology

Small businesses deserve the best in point of sale (POS) systems. Our range of portable card machines represents the latest in POS technology.

  • The Link card reader provides a secure connection and almost-instant payments. No more charging your device, and with Ethernet connectivity, there’s no need to worry about an outage too.

  • Go wireless with our all-in-one Pro+ POS and payment processor, a WiFi-enabled seamless card payments solution that gives you full, portable access to your entire Epos Now system.

  • The Air is a wifi-enable handheld card machine that’s small and light enough to fit into your pocket. Perfect for space-conscious businesses looking for a portable payment device.

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Frequently asked questions about merchant services

Interested in hearing more about Epos Now Payments? Get in touch with our expert team or consult our FAQs.

What does a merchant service do?

Merchant services help businesses like yours accept payments. This can be done via credit cards, debit cards, and even electronic payments through eWallets on phones and watches. Many providers also offer pay-by-link functions so customers can pay for goods and services while not present at the business. Whatever your needs, merchant service providers can give you the tools and help needed to process transactions easily. The result is that your business gets paid smoothly.

What falls under merchant services?

Merchant services cover it all. We’re talking payment processing, point-of-sale (POS) systems, and online payment gateways to security and business and tax management aids including fraud prevention and transaction reporting. Basically, they handle everything that helps your business to accept and manage your fantastic customer’s payments, giving you the payment options you need.

Do I need a merchant account?

Absolutely! If you want to accept credit card payments, debit card payments, or other forms of money like taking payments online, you 100% need a merchant account to do this. It's basically a special business bank account that’ll allow you to process all transactions and then receive the funds from customer payments into your main business account. Don’t panic, though. Many merchant service providers offer merchant account set up so that you have one ready when you start processing payments.

What is the difference between a payment processor and a merchant service provider?

A payment processor handles the technical side of processing transactions. On the other hand, a merchant services provider offer a wide range of services, often encompassing payment processing, customer support, point of sale, and other tools to manage payments effectively. Think of the merchant services providers as the complete package and the payment processor as a key part of that package.

With Epos Now Payments, you can integrate your payment processor with your POS system and access your full merchant services through one holistic operation, meaning you only ever deal with one support team, and can rest assured your business is safe, knowing all your hardware and software has been designed to work together effectively.

How do payouts work?

All transactions are collected at the end of the day and are paid out on the next day, excluding weekends and bank holidays.

Want your payouts quicker? Unlock fast access to your payouts and upgrade to Epos Now Payments same-day payouts. Same-day payouts can include weekends and bank holidays, though this can vary depending on your bank, and you can set a cut-off time of your choice. Talk to our sales team for more information.

Are all online payment methods accepted by Epos Now Payments?

We proudly accept all major credit and debit cards and other payment methods in our retail and hospitality POS solutions. This includes Visa, MasterCard, American Express, Discover, JCB, and UnionPay. Our links to ecommerce and online ordering platforms mean we can accept online payments too, for comprehensive financial services.

You can also use Epos Now Payments to process payments from eWallets for the same rate, including Apple Pay, Google Pay, and Samsung Pay.

How do Epos Now's payment processing fees work?

There are no hidden fees, additional charges for authorisation, or PCI-compliance fees with Epos Now Payments. We’ve simplified payment processing with two clear fixed rates that keep everything straightforward.

Charges per transaction:

  • Customer refunds = free

  • Card payments for Visa and Mastercard = 1.70% flat rate.

  • Opt-in to card payments for American Express (Amex), JCB, Diners Discover, and Union pay at another flat rate.

Run a large business? We offer custom processing pricing options, please get in touch for a personalised quote and payment processing rates.

Additional hardware fees apply, talk to us about options to support your business.

Try Epos Now's merchant services today!

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